Before
traveling to Brazil, a priority would be to find a list of insurance
companies in Brazil so you can secure protection needed. In most cases,
the Brazil insurance company is owned and operated by true
professionals in the field but unfortunately, not all companies are
looking out for your best interest. For this reason, some of the
responsibility falls back on you in finding the company that is
trustworthy so you can purchase protection as needed.
As most places in the world, if you drive you will need to ask for a
quote from a list of insurance companies in Brazil. Since insurance
coverage is mandated by law, coverage is not an option. However, the
exact type of coverage and the amount of coverage would be based on what
you want but also want you would qualify for so talk to the
representative of the Brazil insurance company you choose for
assistance.In addition to automobile coverage, you want to get a quote from a list of insurance companies from Brazil as well. Remember, whether you are moving to this part of the world, or going on vacation or work study, you would still want to look at health coverage with a reputable Brazil insurance company. As far as coverage type, the most common options within a policy include major medical, emergency evacuation, and repatriation of remains, 24-hour emergency help line, baggage, and legal assistance.
However, accidental death and dismemberment, kidnapping, terrorism, life, and motor vehicle insurance policies are also available. You want to take stock of your medical history and current health needs before traveling. Then, if you have some type of special need, you may need to shop around through the list of insurance companies I Brazil to find one that would provide the protection you need. Of course, you could also look for special coverage locally if needed.
The good news about buying a policy through a Brazil insurance company is that the process and type of coverage offered is very similar to what you would have access to in the United States. Therefore, the learning curve is very short. Even so, you should talk to the company’s agent or representative, making sure a help line with English speaking staff members is available, about the way in which emergencies are handled, and most importantly if the policy would provide you access to the top medical doctors and facilities in the country.
In addition to looking at quotes from a list of insurance companies in Brazil, if you were traveling to this country for work or school, you might first check with the program sponsor to see if any insurance would be provided. If coverage is a part of the package, you will want to look at the details closely to make sure it is adequate. For a policy that is not quite as robust as you would like, then you could talk to a Brazil insurance company to determine coverage and price on a supplemental policy.
As you get quotes from a list of insurance companies in Brazil, you also want to ask about financial limits for coverage. This would be important even if the policy applies to vacation or work travel. Then, you want to ask the Brazil insurance company if evacuation and repatriation is included, the date the policy would start and the ending date, and if you would be required to pay for medical care out-of-pocket, followed by you being reimbursed, or if expenses would be paid directly by the Brazil insurance company.