It’s smart to shop online for a car insurance quote. You’ll save money, plain and simple. You see there’s no commission paid when you go direct online. Did you know that the commission is paid for by you when you use an agent? Health insurance works just the opposite. This is not to say that agents don’t earn their pay at claim time and when it comes to helping you select coverage. It’s just that the rates are going so going so high, it makes sense to save some money where possible. No one wants to pay more than necessary.
Car Insurance Quotes – Shop Online
When shopping for coverage online and looking for that just right quote, remember, there are factors to consider other than price. This can be reflected in the level of service you’ll get. Your premium will vary due to which coverages you choose, your driving record, the type of vehicle you drive, your age and a few other factors.
The key to online comparisons is to know in advance what type coverage you have in mind. Then comparison shop with a number of different companies to find the best deal. It’s a little bit of extra effort to get multiple online quotes, but the money you will save in the process will make it worthwhile.
Car Insurance Quotes – What You’ll Need
To deliver you an accurate quote the company will need the following:
A description of your vehicle.
What the vehicle is used for.
Your driver’s license number.
The number and ages of drivers in your household.
Coverage desired.
Accidents and tickets for last 3 – 5 years.
What the vehicle is used for.
Your driver’s license number.
The number and ages of drivers in your household.
Coverage desired.
Accidents and tickets for last 3 – 5 years.
With this information they can proceed with underwriting for the quote. You can save money on your car insurance premium by shopping around, maintaining a good driving record and taking the highest deductible offered. Anti-lock brakes, theft prevention devices and air bags can help lower the premium also.